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What Missing Skills Among Security Integrators Can Cause Problems?
As physical security technologies become more complex, it is incumbent on the
dealer/integrator to have the skills and expertise needed to ensure that a
system operates smoothly. The value of integrators increasingly rests on the
skill sets they bring to bear when installing a system. If the skills are
missing, there is a problem. We asked this week’s Expert Panel Roundtable:
What missing skills among security integrators can cause problems for
customers?
Sean Foley - SVP, Customer Success,
Interface Systems LLC
Lack
of network expertise is by far the biggest missing skill for many security
integrators. Every modern security solution, by and large, is composed of
critical applications that run on a network. This is true of everything from
alarm signals to streaming surveillance video. An integrator that doesn't
understand networks will struggle terribly, especially when it comes to
interaction with the customer’s IT team (the nice folks who will determine
whether and how the integrator’s application gets on their network). The ability
to navigate firewalls, routing schemes, network capacity, and even PCI (Payment
Card Industry) compliance rules is often the difference between a successful
integration and an unhappy customer. When you add the cybersecurity component,
this adds yet another skill set that is often in short supply.
Scott Dunn - National Manager, Strategic Channel
Development, Axis
Communications
Security
integrators should strive to be very detail-oriented and equipped with as much
knowledge regarding systems and solutions as possible. It is not the customer’s
job to understand the ins and outs of every device, and how it could impact
existing infrastructure. Integrators should not only be prepared to educate
customers upon request, but they should also raise potential issues before they
become a reality. This includes every stage of the device’s lifecycle, including
decommissioning. A customer might not understand the importance of proper
disposal, so an integrator needs to ensure that they are always protected. In
essence, as an integrator, you’re the expert on the subject matter and a
comprehensive understanding of today’s new and existing technologies is
paramount to success.
Read more here
The U.S. Crime Surge
The Retail Impact
Save the Date
October 26 is Fight Retail Crime Day
Retail’s day of action unites the industry in our fight against rising
retail crime.
The surge in organized retail crime is significantly impacting consumers,
retailers, workers and the communities they serve. In response to this crucial
issue, NRF has designated October 26 as
Fight Retail Crime
Day — an annual event that mobilizes the entire retail business
community to advocate for effective solutions in combating this problem.
Join us on Fight Retail Crime Day to:
•
Advocate for policies that promote community safety and address rising retail
crime such as the Combating Organized Retail Crime Act.
•
Connect with leading policymakers to help drive change
•
Activate the retail community to spread awareness and recognize lawmakers who
support retail as
Retail
Crime Fighters.
NRF will be sharing more details about Fight Retail Crime Day 2023 in the
coming weeks. Please
contact Meghan Cruz if you have any questions.
nrf.com
Auror Crime Data: 39% of Grocery Stores Thefts
Occur at Self-Checkout
Average dollar amount attached to self-checkout
theft incidents is $120
Grocers seek to deter theft at self-checkout terminals
How one supermarket chain aims to thwart consumer shoplifting at
self-checkout kiosks, with help from smart cameras.
Strategically
mounted just above the self-checkout stations in a Harris Teeter supermarket
location in Gaithersburg, Maryland, a fleet of smart video cameras is
bent on ensuring that shoppers don’t leave the store without paying for every
product they have in their cart.
The devices are programmed to alert customers if they neglect to scan an
item, giving them the chance to correct the error and continue processing their
order, according to green signs positioned alongside the terminals. Should
the shopper miss a second item, the unit will halt the checkout process and
summon an employee, the signs indicate.
How often does theft occur at self-checkout?
Retail crime intelligence and loss prevention platform
Auror collected
self-checkout theft data based on 2.5 million events across 10,000 grocery store
locations, not including specialty, big box or department retailers,
throughout North America last year. Bobby Haskins, the
company’s vice president of retail partnerships in North America,
said the research found that 39% of all thefts within
grocery stores occur at self-checkout.
The firm’s research also found that, while the average dollar amount
attached to self-checkout theft incidents ($120) is significant, it is
less than half the amount of incidents not linked to self-checkout ($250).
Ten percent of individuals, who Haskins referred to as opportunists,
make up well over half (62%) of self-checkout theft loss, indicating that
organized retail crime boosters are not the leading
culprits of self-checkout theft, Haskins said.
He added that, once these individuals know they can take advantage of
self-checkout terminals, they will revisit the store dozens of times over,
each time swiping items.
Self-checkout theft will likely continue to climb, and retailer’s attempts to
stymie those efforts will evolve, Haskins said. Not only do more advanced
technology and security systems at self-checkout kiosks deter and detect theft,
but they also allow grocery companies to collect data on repeat offenders
and catch theft patterns, he said.
paymentsdive.com
Prop 47 to Blame for California's Theft
Epidemic?
LA’s smash-and-grab epidemic: Voters helped break California’s justice system
Smash-and-grab robberies are happening in broad daylight at stores
throughout California and no one seems to be doing anything to stop them.
Two weeks back, a Nordstrom store in the west San Fernando Valley area of Los
Angeles was attacked by a flash mob of 30 to 50 masked thieves.
They
made off with armloads of designer merchandise valued at an estimated $60,000 to
$100,000.
Online video of the robbery showed metal-and-glass display shelves sliding along
the floor as the thieves dragged expensive handbags, still attached to
anti-theft cables, toward the exits.
The previous week, a gang of thieves helped themselves to about $300,000 worth
of goods from a Yves Saint Laurent store in a shopping mall owned by the recent
candidate for LA Mayor, Rick Caruso.
And last Sunday, two robbers carrying trash bags ran into a Nike store in East
LA and strolled out with shoes and other merchandise.
From store employees to police to prosecutors, the response to these
smash-and-grabs seems to be, “Not much I can do about it.”
California’s criminal-justice system is broken and state voters helped to break
it.
But voters had help from deceitful activists and politicians who tricked them
into thinking they were voting for greater public safety.
One of those deceivers is George Gascón, now district attorney of Los
Angeles County, where nearly 10 million residents in 88 cities are living
with the full consequences of the 2014 initiative Gascón co-authored,
Proposition 47.
The authors named the proposed law The Safe Neighborhoods and Schools Act.
nypost.com
The View from the Left: Is Prop 47 Really to
Blame for CA's Theft Crisis?
Sunday Commentary: Blaming Prop 47 for Theft Doesn’t Pass the Smell Test
Yolo DA Jeff Reisig has been quick to blame Prop. 47 for these smash and
grabs.
As
Robert Hansen noted for the Vanguard last week, “Reisig said the Nordstrom
heist happened “because of broken state laws, these crimes are considered
‘non-serious’ and ‘non-violent’ and nobody will go to state prison, even if
caught and convicted.”
Reisig routinely blames Prop. 47 for crime rates.
Prop. 47 reclassified some offenses as misdemeanors and raised the level of
felony threshold for property theft—but critics fail to note that
California’s threshold is still much lower than other states such as Texas and
Florida.
The irony is that the Glendale case is going to be heavily charged—as it
should be. On Friday, AG Bonta’s office announced that they filed multiple
felony charges, including grand theft and second-degree robbery, against the
suspects.
Despite the claims by Reisig, the Glendale case was charged as a felony and
the amount stolen renders Prop. 47 moot.
The idea that we have to alter Prop. 47 because of smash and grabs is ignoring
several factors. First, retail theft is up across the country—it is not a
California problem. Second, most of these cases, especially the larger
cases, are easy felony cases. Third, California under
Prop. 47 went from having one of the lowest thresholds for grand theft in the
country to the middle of the pack, but still far lower than Texas and Florida
and other large states. Fourth, in truly organized crimes you can
charge people with felony conspiracy.
At the end of the day, while I tend to believe that retailers are using
retail theft as an excuse for falling profits—to the extent that retail
theft is increasing is probably due more to the ease of getting away with it and
the social disruptions of the pandemic and its aftermath than changes in the
state law.
davisvanguard.org
The Push to Reform Prop 47 Continues
CA Ballot Proposal to Reform Proposition 47
In California, a proposal to
amend Proposition 47 that deals with retail thefts, drug trafficking and
homelessness was filed for review by the attorney general. This would be a
ballot initiative that, if qualified, would go before California voters in 2024.
NRF is advocating for reform of Proposition 47 as well as passage of the
Combating Organized Retail Crime Act to ensure that federal authorities
coordinate with local and state law enforcement, municipalities, cities and
towns to combat ORC.
oag.ca.gov
Law Enforcement Blasts L.A. County's Zero-Bail
Policy
L.A. organized thefts: Law enforcement leaders point to county's zero-bail
policy
Los Angeles Police Chief Michel Moore and L.A. County Sheriff Robert Luna spoke
out a public-safety summit Sunday, addressing topics including recent "flash
mob" smash-and-grab thefts. The two men held a public safety summit in
Ladera Heights on Sunday and agreed that part of the
issue lies in Los Angeles County's zero-bail policy, which they say they're now
working to change.
"The purpose of bail is a deterrent," said LAPD Chief Moore. "It's a
deterrence to cause people to say 'I'm not going to go down this path, because
if I go down this path and commit this crime, I'm going to lose my freedom.'"
"What we're saying is we need a moderate approach," said Sheriff Luna. A
Southern California task force that includes local and federal personnel was
formed to address organized retail-theft rings. Last week the task force
announced 11 arrests related to local "flash mob" robberies.
Law enforcement officials held a public-safety summit titled "Building Bridges &
Winning the Future" in Ladera Heights on Sunday. Topics discussed covered recent
crime issues including smash-and-grab retail robberies, catalytic converter
thefts and homicides.
cbsnews.com
Dollar General Responds After Store Shooting
Killed 3, Including Employee
(Update) Store employee among fatalities in racially motivated shooting at
Dollar General store
Three
Black people were killed when a gunman wearing a tactical vest and mask and
armed with an AR-15-style rifle and a Glock handgun opened fire at the store.
The victims included 19-year-old store employee Anolt Laguerre, Jr., along
with Angela Carr, 52, and Jerrald De'Shaun Gallion, 29,
reported CNN.
The gunman, identified as 21-year-old Ryan Palmeter, shot Carr as she sat in
her car outside the Dollar General. He then entered the store, shooting and
killing Laguerre. The gunman then exited, but returned and fatally shot Gallion.
He also chased and shot Gallion’s girlfriend, but missed.
Police officers entered the store 11 minutes from the start of the shooting
and heard one gunshot, presumed to be when the gunman shot and killed
himself.
“There is no place for hate at Dollar General or in the communities we
serve,” the company said in a statement. “Right now, we are focused on
providing support, counseling and resources to our teams and their loved ones,
and we are evaluating how we can best support and stand with the greater
Jacksonville community during this sad and difficult time.”
chainstoreage.com
Cal-ORCA Virtual Summit
Gap Inc. Sponsoring Cal-ORCA Virtual Summit on Nov. 8
Program and registration coming soon!
Founded
in 2012, The California Organized Retail Crimes Association (CAL-ORCA) is an
organization dedicated to fostering partnerships between law enforcement and
loss prevention professionals to provide training, combat Organized Retail Crime
(ORC) and other crimes impacting the business community.
Cal-ORCA will be releasing it's exclusive 2023 Virtual Summit offering later
this year, on Wednesday, November 8.
Learn more here
NYC ex-con with over 200 arrests and open cases in 4 boroughs was free to lead
cops on wild stolen-car chase: NYPD
Apple's Head of Global Security Faces Bribery
Charges - Ipads for CCW Licenses
Appeals court revives bribery charge for Apple security exec in Santa Clara
County concealed-gun permit scandal
Thomas Moyer convinced a judge two years ago that his offer of iPads to the
sheriff’s office was not a bribe to speed up getting the permits for his
security agents; a ruling published Friday reversed that judge’s decision.
SAN JOSE — A state appellate court on Friday reversed a Santa Clara County
judge’s 2021 decision to
drop a bribery charge against an Apple security executive who was
accused of offering a large iPad donation to the Santa Clara County Sheriff’s
Office to get concealed-gun licenses for his security agents.
That means for the time being, Thomas Moyer — Head of Global Security for the
tech titan — will head back toward trial in the South Bay.
The charge he faces were part of a
massive scandal involving former Sheriff Laurie Smith
that saw her administration accused of leveraging the coveted weapons permits
for political donations and other in-kind favors.
“Consistent with the Ninth Circuit’s interpretation of California law, federal
law and the law in many states, we conclude that such a promise may
constitute a bribe,” the ruling reads. “We also conclude that the evidence
presented to the grand jury was sufficient to raise a reasonable suspicion of
such bribery. Accordingly, we reverse the trial court’s order dismissing the
bribery count against Moyer, reinstate that count, and remand for further
proceedings.”
Later in the ruling, the appellate court added that “The evidence presented to
the grand jury … created a reasonable suspicion (and therefore permitted
the grand jury to find) that Moyer proposed the iPad donation principally for
another purpose: to secure release of Apple’s CCW licenses.”
mercurynews.com
Emergency Preparedness & Response
Back to Basics: Hurricanes 101
You need to prepare now for peak hurricane season, as forecasters have upped
the number of named storms, hurricanes, and major hurricanes expected this
year.
On
August 10, the National Oceanic and Atmospheric Administration’s (NOAA) Climate
Prediction Center raised its
prediction for the ongoing 2023 Atlantic hurricane season from a near-normal
level of activity to an above-normal level of activity. NOAA forecasters
believe ocean and atmospheric conditions like record-warm sea surface
temperatures in the Atlantic may counterbalance atmospheric conditions that
usually limit storm activity, like the conditions associated with an El Niño
event.
The agency’s updated outlook, covering the entire 6-month hurricane season that
ends on November 30, predicts there may be:
•
14 to 21 named storms with winds of 39 miles per hour (mph) or
greater,
•
6 to 11 that could become hurricanes with winds of 74 mph or greater, and
•
2 to 5 that could become major hurricanes with winds of 111 mph or greater.
Will you be ready?
ehsdailyadvisor.blr.com
Evacuations Begin - National Guard Activated -
Emergency Declared
Idalia strengthens to hurricane as it advances toward Florida
Idalia
strengthened to a Category 1 hurricane early this morning, with maximum
sustained winds of 80 mph. The system is expected to "rapidly intensify" and
could become a powerful Category 3 hurricane before it makes landfall
tomorrow in Florida, the National Hurricane Center said.
Hurricane warnings and watches are in effect for parts of the Gulf Coast of
Florida, with evacuation orders issued in some areas. Idalia threatens to
bring "life-threatening storm surge inundation" along parts of Florida's Gulf
Coast, with flash flooding and urban flooding also likely, the hurricane center
said.
Florida Gov. Ron DeSantis activated the National Guard and President Joe
Biden approved an emergency declaration, the Federal Emergency Management
Agency said.
nbcnews.com
Retailers Can't Require Employee Attendance At
Anti-Unionizing Meetings
New York, Maine and Minnesota Ban Captive Audience Meetings
Effective Aug. 1, Minnesota now prohibits employers from holding captive
audience meetings—that is, requiring, under threat of discharge, discipline, or
some other penalty, employee attendance or participation in employer-sponsored
meetings or otherwise requiring them to listen or receive communications
regarding employer opinions on religious or political matters.
These captive audience bans tilt the balance of power to labor unions, as
they prevent employers from making the case as to why employees may not want
to vote in favor of union organization. Minnesota now joins the ranks of
Connecticut, Maine, and New York, which passed similar laws recently.
These states have largely justified such restrictions by asserting that
captive audience meetings coercively interfere with employees' freedom of speech.
Nonetheless, the states face a multitude of potential legal challenges, one of
which has already succeeded.
shrm.org
Faster Union Elections Coming?
NLRB Mandates Speedier Union Elections
The National Labor Relations Board (NLRB) issued a final rule Aug. 24 requiring
union elections to be held at "the earliest date practicable." The rule
also provides that disputes concerning individuals' eligibility to vote in a
union election do not need to be litigated or resolved prior to an election.
As a result, expect elections to happen sooner than they would have under
a 2019 rule that set a mandatory delay of at least 20 business days between an
NLRB regional director's issuance of a direction of election and the election.
The final rule, which returns key election procedures to those put in place by a
2014 rule and revokes the 2019 rule, takes effect Dec. 26.
Quick and fair elections are a basic principle of the National Labor Relations
Act, said NLRB Chairman Lauren McFerran. Elections will occur faster "by
removing delays in the process," said Carrie Hoffman, an attorney with Foley
& Lardner in Dallas.
shrm.org
RELATED: Unionization of restaurants could be
faster under regulatory change
CFO recession fears ease: PwC
C-suite economic optimism is growing, but executives remain split on the
possibility of a recession.
•
Optimism among C-suite leaders regarding the state of the economy is on the
rise, according to a survey released Tuesday by Big Four
accounting firm PricewaterhouseCoopers.
•
“As we look with economists, policymakers, business leaders, what they see is
the possibility of a soft landing,” Wes Bricker, PwC U.S. vice chair and
trust co-leader, said during a media briefing Monday.
•
While recession fears are easing across the broader C-suite, however, sentiment
about the possibility of a coming recession varies among members of the
leadership team. Only 8% of CFOs anticipate a recession in the next six months,
compared to 27% of chief operating officers, the survey of 607 US executives
found.
cfodive.com
Rite Aid reportedly preparing Chapter 11 bankruptcy filing
A filing could help the retailer restructure $3.3 billion in debt and
address a slew of lawsuits alleging it unlawfully filled opioid prescriptions.
According to the WSJ, Rite Aid hasn’t yet agreed on a settlement that it
knowingly oversupplied prescription painkillers and the bankruptcy filing,
should it move forward, would pause the federal, state and local claims against
the retailer. The move would also likely consolidate the thousands of claims
against the pharmacy retailer and allow it to resolve them in one place.
retaildive.com
CVS Pharmacy, Walgreens to acquire prescription files from SEG's pharmacies
Luxury Retailers Neiman Marcus and Saks Fifth Avenue Discuss Potential Merger
‘The pandemic isn’t over.’ Coronavirus cases in L.A. County keep rising
Even as COVID hospitalizations jump in MD, doctors expect to avoid ‘tripledemic’
Quarterly Results
Abercrombie & Fitch Q2 comp's up 13%, net sales up 16%
Ulta Beauty Q2 comp's up 8%, net sales up 10%
BJ's Wholesales Q2 comp's up 1.1%, digital up 15%, total sales excluding
gasoline sales up 1.1%
Best Buy Q2 domestic comp's down 6.3%, online sales down 7.1%, Intern. comp's
down 5.4%, Enterprise comp's down 6.2%
Senior LP & AP Jobs
Market
Associate Director Policy, Governance, Audit and Compliance job posted for
Verizon in Alpharetta, GA
GRC
is looking for the Associate Director of Policy, Governance, Audit and
Compliance who will be responsible for managing the programs, strategies, and
day-to-day activities to support policy management, all compliance-related
activities including PCI and Enterprise policy, as well as all audit and
governance activities. The Associate Director will be tasked with designing,
implementing, and enhancing a governance program to comply with privacy,
confidentiality, and cybersecurity-related laws and regulations, and company
policies and objectives.
mycareer.verizon.com
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All the News - One Place - One Source - One Time
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In Case You
Missed It
Summit Agenda Now Available
The RH-ISAC Cyber Intelligence Summit features three days of
member-driven professional development, including:
• Sessions delivered by prominent thought leaders
• Collaborative workshops
• Cybersecurity exercises
• Exceptional networking opportunities
This is the "can't-miss" event for cybersecurity professionals from
the retail and hospitality industries.
Register now to join us October 2-4 in Dallas, Texas.
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It can happen to anyone - Even at the
Leading Corporate Investigative Firm
Kroll Executive Falls Victim to Cell Phone SIM
Swap
3 Cryptocurrency Firms Suffer Data Breach After Kroll SIM Swapping Attack
Three bankrupt cryptocurrency companies — FTX, BlockFi and Genesis — have
suffered data breaches following a SIM swapping attack that targeted risk and
financial advisory firm Kroll.
In a statement issued last week,
Kroll said it had learned on August 19 that a threat actor had used
SIM swapping to transfer an employee’s T-Mobile
phone number to a SIM card controlled by the attacker.
As a result of the attack, which Kroll described as “highly sophisticated”,
the hacker was able to use the targeted employee’s hijacked phone number to
access systems storing files that contained personal information of bankruptcy
claimants in the cases of FTX, BlockFi, and Genesis.
Kroll said it immediately took action to secure the three customers’ accounts
and notified impacted individuals via email.
securityweek.com
More States Roll Out Privacy Laws
Seven States Have Upcoming Privacy Laws
State privacy laws are changing rapidly in the U.S. Here are summaries of seven
new state laws that have been enacted and go into effect in the next few years.
We anticipate that more state legislatures will continue to enact privacy
laws to protect consumers due to the absence of a federal privacy law.
Under each of the acts summarized below, consumers will have the right to access
their personal data, the right to correct inaccurate data, the right to data
portability, the right to have their data deleted, and the right to opt out of
targeted advertising of personal data. Businesses will be required to
practice purpose limitation, maintain data security, get consumer consent for
data processing, and complete regular data impact assessments. Businesses will
be barred from discriminating against consumers who exercise their rights under
the law and will be required to secure data processing agreements with service
providers. Similarly, these laws each exclude financial institutions or
their affiliates that are
governed
by, or personal data that is collected, processed, sold, or disclosed in
accordance with, Title V of the Gramm-Leach-Bliley Act ; state bodies/agencies;
nonprofit organizations; institutions of higher education; national securities
associations registered with the SEC; and covered entities or business
associates as defined in the privacy regulations of the federal Health Insurance
Portability and Accountability Act of 1996 (HIPAA).
Seven states with new privacy laws:
- Indiana
- Iowa
- Montana
- Oregon
- Tennessee
- Texas
- Utah
jdsupra.com
AI Fraud Attacks Surging
Companies Enlist AI in Battle Against AI Fraud
Artificial intelligence (AI) has been making headlines recently as a means
of automating jobs, bolstering revenue and eliminating busywork. Fraudsters, on
the other hand, are leveraging AI to enhance the effectiveness of their
deceitful strategies, thereby increasing AI’s potential as a menacing threat.
Synthetic identity fraud presents a serious threat, as malicious actors use
various methods to create new identities for the purpose of scamming companies.
AI tools have augmented this technique, allowing fraudsters to create phony
companies and clients and thwart fraud prevention strategies.
Fraudsters are engaged in an unending arms race with those pioneering
technologies to stop them, as both sides continually strive to outmaneuver one
another’s techniques. Legacy accounts payable (AP) systems have proven
ineffective at countering this latest AI threat, and companies will need to
upgrade their systems to mitigate the associated risks.
Governments are working at a frustratingly slow pace to protect their economies
from AI attacks, leaving organizations to fend for themselves against bad
actors. More than 40% of businesses or their customers have already
encountered AI fraud attacks, with deepfake software duping voice
authentication systems 99% of the time. AP departments will need to deploy their
own AI software to beat fraudsters at their own game.
pymnts.com
EEOC Settles First-Ever AI Discrimination Lawsuit
We've reached another milestone in the artificial intelligence revolution:
The federal agency charged with enforcing anti-bias laws just recorded its
first-ever settlement in a case involving AI discrimination in the workplace.
The Equal Employment Opportunity Commission's (EEOC) Aug. 9 legal filing in a
New York federal court revealed that a tutoring company agreed to pay $365,000
to resolve charges that its AI-powered hiring selection tool automatically
rejected women applicants over 55 and men over 60.
shrm.org
What true diversity in the cybersecurity industry looks like
Motherboard Mishaps Undermine Trust, Security |
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Join Tom and Sam as they discuss the importance of
safeguarding personal information and photos while engaging online
and in game chats. In this tip, they shed light on how malicious
individuals use personal information with manipulative tactics to
gain trust when targeting unsuspecting children.
Click here to watch |
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E-Commerce Boom Fueling Buy Now Pay Later
Risks
BNPL risks raise questions for Consumer Reports
BNPL’s ubiquity and growing use for everyday purchases should grab
regulators’ attention, said Consumer Reports’s senior policy counsel.
Chien’s
white paper, “Buy now, pay later: Policy measures to mitigate consumer risks
from evolving business practices,” was published last month by the nonprofit
consumer advocacy organization. In it, she offers policy recommendations that
seek to better protect BNPL users from becoming overextended by the loans or
from having their data harvested.
Although the BNPL market’s exponential growth appears to have slowed,
Chien said she’s also concerned about the product becoming more ubiquitous and
used for everyday purchases. “That is one of the things that regulators should
really look out for, as this market seems to be evolving rapidly and in a
divergent manner,” said Chien, who has a law degree from Harvard Law School,
according to her Linkedin profile.
On which BNPL issues do you expect we might see action
from regulators in the near term?
Credit reporting has been identified as being inconsistent among buy now, pay
later companies. There is positive movement with respect to credit reporting
practices in the market. The Consumer Financial Protection Bureau did identify
credit reporting as one of the areas that they would work on in buy now, pay
later. There needs to be a consistent approach on how buy now, pay later
loans are treated within credit reporting agencies. I’m not sure whether
that requires a CFPB rule, as opposed to the CFPB working with the industry and
the credit reporting agencies to help move that forward. I don’t necessarily
think the CFPB is in a position to dictate this, but it is in a position to try
to really push for a consistent approach to be developed.
The paper mentions some BNPL providers beginning to
implement more responsible practices. Can you provide examples of those you
observed?
I don’t think I can specify the names of the companies, but there are buy now,
pay later companies that have specifically chosen not to charge any late fees. I
was struck by the wide variance in late fee practices. Some companies
don’t charge a late fee, some do. Some charge from one day late, some charge
from 10 days late. Some reserve the right to charge multiple late fees for a
single missed payment. And this is all in addition to the size of the late fee.
We had one example of a consumer charged a $40 late fee for a $70 purchase.
It’s well known that there is an issue with late fees, both the size and lack of
transparency around the application of it. Because this issue is well known,
we did see some buy now, pay later companies, including new entrants in the
market, choosing specifically not to issue any late fees as part of their model.
paymentsdive.com
E-Commerce Cyberattacks Becoming More Common
Cyberattacks Targeting E-commerce Applications
Cyber attacks on e-commerce applications are a common trend in 2023 as
e-commerce businesses become more omnichannel, they build and deploy
increasingly more API interfaces, with threat actors constantly exploring more
ways to exploit vulnerabilities. This is why regular testing and ongoing
monitoring are necessary to fully protect web applications, identifying
weaknesses so they can be mitigated quickly.
In this article, we will discuss the recent Honda e-commerce platform attack,
how it happened, and its impact on the business and its clients. In
addition, to the importance of application security testing, we will also
discuss the different areas of vulnerability testing and its various phases.
Finally, we will provide details on how a long-term preventative solution such
as
PTaaS can protect e-commerce businesses and the differences between
continuous testing (PTaaS) and standard pen testing.
thehackernews.com
TikTok Shop Isn’t Profitable—Will Outside E-Commerce Links Be Banned?
Five ways tech is changing how you get your online shopping & takeout deliveries |
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“Violent criminal street gangs are a constant
threat to our communities"
DOJ: Group Charged in Forty-Count Indictment with Fourteen Armed Carjackings,
One Attempted Carjacking, and Five Armed Robberies of Businesses
SAN JUAN, Puerto Rico – On August 24, 2023, a federal grand jury returned a
forty-count indictment charging Ángel Mercado-Aquino, Ferdinand
Escobar-Castillo, Ismael Reyes-Rivas and Andro Bianchi-Montalvo with a series of
armed carjackings and robberies of businesses,
Between January 31 and March 6, 2023, the four defendants (acting
together or as part of a smaller group) committed a series of armed robberies
in Río Piedras, Río Grande, Guaynabo, Caguas, Canóvanas, Puerto Nuevo, Toa Baja,
and Bayamón, Puerto Rico. The businesses that were targeted included
Burger King and Shell gas stations. Most of the carjackings occurred early
in the morning at gas stations, including a Gulf Gas Station in Río Grande, a
Mobil Gas Station in Guaynabo, the Any Time Gas Río Cañas in Caguas, the Total
Energies Gas Station in Canóvanas, and a Gulf Gas Station located at La
Virgencita, Toa Baja.
justice.gov
Houston, TX: Video evidence shows what led to 35-year sentence for tire thief
involved in statewide crime ring
A man was sentenced to 35 years in prison for his role in an organized crime
ring that steals wheels off of cars statewide and resells them. Ansel
Pennygraph, 42, was found guilty by a jury in Harris County after a two-week
trial. The prosecutor on the case, William Cowardin, said they have linked about
30 people to the crew, but only four are charged. "You look at businesses,
nonprofits, and by organizing, they can have a greater impact on their
community," Cowardin said. "Crime is no different." The group had a system down,
according to Cowardin, that was refined over the years. They would scout out
parking lots with high concentrations of cars, like apartment complexes, and
steal their wheels. Stolen wheels were taken to a warehouse in the 9000 block of
Sweetwater Lane, near West Gulf Bank and the North Freeway. Surveillance video
used as evidence in court shows Pennygraph back a white Dodge Caravan up to the
rolling door and unloading several wheels. Hours later, a white truck with a
buyer inside showed up and purchased some of the stolen goods, according to
Cowardin. Cowardin said during a search of Pennygraph's phone, they identified
at least seven regular buyers. One, he said, was a legitimate business.
abc13.com
Albuquerque, NM: Warrant filed for suspect in Albuquerque-metro shoplifting ring
Albuquerque
police are searching for a woman they believe is involved in a large shoplifting
ring. According to an arrest warrant, 53-year-old Christina Ephrim was one of
four people, including a juvenile, behind nearly 70 shopliftings around the
metro. Investigators alleged Ephrim got away with $17,000 worth of
merchandise in 20 thefts at Lowes, Target, and Smith’s between April and
November of last year. At this point in time, she is the only one with an
active warrant.
krqe.com
Louisville, KY: Ringleader of 6-person crime syndicate charged with 76 counts of
theft in Kentucky
A Kentucky resident is facing 76 charges in connection with various theft
cases, including the alleged stealing of Kentucky Lottery tickets and other
items worth more than $123,000, Lottery Post reported. Telnesha Antnetta
Brown, an 18-year-old from Louisville, has been charged by the Louisville Metro
police with 76 counts of theft on Friday. Between April 19 and Aug. 24, 37
Louisville Metro businesses were burglarized, and some Kentucky Lottery tickets
were taken, according to LMPD. After each burglary, the stolen tickets were
immediately cashed. It was later discovered that Brown and others were using the
Kentucky Lottery mobile app to check if the tickets were winners before cashing
them. Through a collaboration between LMPD detectives and Kentucky Lottery
security officials, it was confirmed that the same individuals responsible for
the burglaries were responsible for the stolen tickets and redemptions.
Surveillance footage was used to identify Brown and her accomplices.
usatoday.com
Miami, FL: Police arrest man accused of stealing watches from store in Miami
A
man was arrested by police after being accused of stealing watches. According to
police, the armed thief stole several watches from a store in Miami. He then
took off and changed his clothes at least twice. After searching for a while,
officers found him and took him into custody. They also found some of his
clothing, a bag with the watches and a weapon.
wsvn.com
Smith County, TX: Man indicted in connection to East Texas diesel theft ring
A man has been indicted for his connection to a diesel theft ring which
reportedly operated from June 16 to Sept. 13, 2022. On June 22, Ramon
Perez-Torres, 29, was indicted for his part in an illegal diesel theft ring
that reportedly stole approximately 9,312 gallons of diesel back in 2022.
His pretrial/plea date has been set for Sept. 18 with Judicial Officer Taylor
Heaton. Perez-Torres was first arrested back in April along with two others,
Duniesky Ondarza Gonzalez and Camila Cruz Concepcion, who have also already been
indicted for their connection to the diesel theft ring.
ketk.com
Ontario, Canada: Man fled Georgetown Walmart with $4,500 in Nintendo games
The Halton Regional Police Service have released a suspect photo and are seeking
assistance from the public in identifying a suspect involved in a Georgetown
robbery. On July 2, 2023, at approximately 7:15 am, a male suspect entered the
Walmart located at 300 Guelph Street in Georgetown. The suspect was standing
near a glass cabinet that had been unlocked by a staff member and contained
Nintendo video games. A struggle ensued between the suspect and staff member as
the suspect attempted to steal items from the case. The suspect fled the store
with approximately $4500 worth of stolen Nintendo video games. The staff member
sustained minor injuries. There were no weapons seen or indicated during the
robbery.
bayobserver.ca
Chattanooga, TN: Police investigating a $2,200 theft from Victoria’s Secret in
Hamilton Place Mall
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Shootings & Deaths
Blendon, OH: Police in Ohio fatally shot a pregnant shoplifting suspect
Police in a Columbus suburb fatally shot a pregnant woman in an Ohio supermarket
parking lot after she accelerated her car toward an officer, police officials
said. Ta’Kiya Young, 21, of Columbus, died Thursday evening in Blendon. A
supermarket employee told officers who were at the store on an unrelated matter
that multiple people were fleeing from the store with stolen items, Blendon
Police Chief John Belford said. That included Young who had allegedly taken
multiple bottles of alcohol. One officer went to the driver’s side of Young’s
car and told her to stop, Belford said, while the other officer moved in front
of the vehicle. Young then put the car in gear and accelerated forward, Belford
said, and the officer directly in the vehicle’s path fired one shot through the
front windshield. Young’s car then traveled about 50 feet before coming to a
stop on the sidewalk outside the store. She was pronounced dead a short time
later. Young was due to give birth in November, her family told The Columbus
Dispatch. Her unborn daughter did not survive the shooting. Young was the mother
of two sons, ages 6 and 3. The Ohio Bureau of Criminal Investigation is leading
the investigation into the fatal shooting, Belford said.
cleveland19.com
Houston, TX: Auto shop employee charged with murder, wanted for allegedly
shooting coworker
Police are searching for a suspected gunman who is accused of killing his
coworker at their job over the weekend. Authorities filed murder charges against
23-year-old Alexis Gonzalez for the deadly shooting on Saturday. On Monday, the
Houston Police Department released a picture of Gonzalez as they continue to
search for him. Investigators said paramedics found Gonzalez's coworker dead at
his work, an auto repair shop at 110 West Little York Road. Detectives say the
man was shot and killed, and the gunman, believed to be Gonzalez, fled the
scene. The victim's identity is being verified by the Harris County Institute of
Forensic Sciences, but police confirmed he was 32 years old.
abc13.com
Cincinnati, OH: Update: Man pleads guilty to murder in Madeira c-store shooting
A Cincinnati man faces 45 years in prison after pleading guilty Monday to
killing a Madeira convenience store owner in February 2021, according to a news
release from U.S. Attorney Kenneth Parker of the Southern District of Ohio.
Willie Attaway, 32, admitted murdering Roop Gupta on Feb. 9, 2021. Gupta was the
owner of Madeira Beverage, which Attaway was in the process of robbing when the
shooting occurred. In addition to Madeira Beverage, Attaway robbed or
attempted to rob four other rob convenience stores and gas stations across
Greater Cincinnati that day and the previous day. Each time, he used a
firearm to intimidate clerks and demanded they take money out of the register.
cincinnati.com
Westchester County, NY: Man sentenced to 21 years for killing local Store Owner
A Hudson Valley man is heading to prison for killing a local store owner.
Westchester County District Attorney Miriam E. Rocah announced that a Yonkers
man was sentenced to 21 years in state prison for a fatal stabbing. Tyrese
Shubrick, 24, pleaded guilty on April 19 to manslaughter in the first degree, a
felony. In addition to the 21-year prison sentence, he was sentenced to five
years of post-release supervision. The 24-year-old was also sentenced to two
years of state prison, which will run concurrently with his 21-year prison
sentence, for a separate stabbing incident.
hudsonvalleypost.com
Robberies,
Incidents & Thefts
New York, NY: Man stabbed in stomach inside Target in Manhattan
A
33-year-old man was stabbed in his stomach inside a Target in Herald Square on
Monday afternoon. The stabbing happened at the store near West 34th Street and
Avenue of the Americas around 2 p.m. He was taken to Bellevue Hospital and was
said to be serious but stable. The investigation into what led to the stabbing
is ongoing. So far no arrests have been made. Police are looking a man in his
30s last seen wearing a grey T-shirt, black pants, black baseball cap and black
backpack. A Target spokesperson released a statement following the stabbing.
"The safety of our guests and team members is our top priority. This afternoon,
there was a violent incident at our Manhattan Herald Square location involving
two individuals who were in our store. We are coordinating with the NYPD on
their investigation and will defer any additional questions to them at this
time," the spokesperson said. Few other details were released.
abc7ny.com
Los Angeles, CA: Smash-and-grab robberies target San Fernando Valley jewelry
store, LA Fitness and Health Nut
A series of smash and grab robberies targeted various businesses in the San
Fernando Valley overnight. One of the incidents came in as a call of a burglary
at around 2:41 a.m., according to the Los Angeles Police Department. Two men
wearing hooded sweatshirts broke the glass at the entrance of Health Nut, a
restaurant in Sherman Oaks. The restaurant is located at 4550 Van Nuys Blvd. in
Sherman Oaks. The thieves took an item from the restaurant but police are not
clear on what it was. They took off in a vehicle which police said was possibly
a gray or silver Ford Fusion. Two other robberies happened at the NoHo West
plaza in North Hollywood. According to LAPD, a call came in at around 4:27 a.m.
of a burglary at the LA Fitness at NoHo West plaza. The LA Fitness is located at
6150 Laurel Canyon Blvd. in North Hollywood. Miscellaneous items were taken from
the gym, but LAPD said they do not have information on the robbers or a vehicle.
At 6:51 a.m., a call came in of a robbery at IceLink, a jewelry store also
located in the NoHo West Plaza where the front window of the store was smashed.
IceLink is located at 6140 Laurel Canyon Blvd. in North Hollywood. Health Nut
and the NoHo West plaza are about five miles apart, but police have not
confirmed if the robberies were connected.
nbclosangeles.com
Seneca Falls, NY: ‘Cowboy’ with fake gun leads to evacuation of Walmart
A “cowboy” with a fake gun on his leg led to an evacuation of a Walmart in
Seneca Falls on Monday. According to the Seneca Falls Police Department, a
person went to a local event dressed as a cowboy from the Old West. Part of
their costume involved a fake gun being strapped to their leg The fake gun was
seen inside the Walmart, which led to law enforcement being called and the
customers evacuating from the building. After an investigation of the store and
speaking with the cowboy, police confirmed that it was fake. Once the situation
was resolved, the store’s operations continued as normal, with management
thanking customers for their understanding during the incident. Despite there
being no threat, police are asking the public to be mindful that the sight of a
gun, replica or not, can cause alarm — even if the gun is part of a costume.
localsyr.com
Chicago, IL: Univision news crew in Chicago robbed while covering robbery
A Univision news crew in Chicago was robbed while covering another armed
robbery, police said. According to the Chicago Police Department, the crew was
robbed just before 5 a.m. Monday on the city's Northwest Side. Univision
confirmed one of the victims is a reporter and the other is a photographer. It's
unclear if they were seriously injured. Police said three men wearing ski masks
and armed with guns got out of a black SUV and a grey sedan and robbed the crew
before fleeing the scene.
abc7.com
Orange County, CA: Identity Theft Scheme Results in 11-Year Prison Sentence for
Convicted Robber
A 49-year-old convicted robber and burglar has been sentenced to 11 years in
prison for his involvement in a sophisticated identity theft scheme. Jean
Anthony Parret pleaded guilty to three counts of identity theft and one count of
grand theft in Orange County Superior Court. The scheme involved stealing or
attempting to steal 10 vehicles, resulting in losses of over $400,000.
Prosecutors revealed that Parret utilized stolen identities to open lines of
credit and purchase high-end vehicles from various dealerships. His crimes
spanned multiple counties in Southern California, including Orange, Los Angeles,
Kern, Ventura, and Riverside. Parret was charged with stealing vehicles such as
a Ford Ranger, Chevy Silverado, Nissan Titan, and Audi S3.
gameishard.gg
St Louis, MO: Man admits aiding in armed robbery at St. Louis County phone store
A man appeared in federal court Monday and admitted his involvement in the
robbery of a St. Louis County Boost Mobile store in 2021. Prosecutors with the
U.S. Attorney’s Office for the Eastern District of Missouri said Damonta
Bridges, 31, took a deal to plead guilty to a robbery charge and being a felon
in possession of a firearm As part of the plea, federal prosecutors and Bridges’
lawyer will request a sentence of 137 months in prison. Bridges will be
sentenced on Nov. 28. Bridges told the court he was present at a Boost Mobile
store on Bellefontaine Road on Aug. 9, 2021, when Kadijah McFadden held the
place up at gunpoint. McFadden stole $630 from the business. Both McFadden and
Bridges stole several phones.
fox2now.com
Chico, CA: MISINFORMED: Double-dip shoplifter busted at Chico Target, believed
new laws shielded her theft spree
A woman was arrested for stealing carts full of merchandise from Target on
Monday. According to police, the thief walked out of the store with a cart full
of items, unloaded it into their vehicle, and then returned to the store to fill
another cart with merchandise before being arrested. When asked, the thief
reportedly told police she "believed there was nothing officers could do about
the theft once she left the store with the $1200 of merchandise due to the
change in shoplifting laws." Ultimately, Ponce-Romero was arrested for grand
theft and burglary. Police said she was also found to be on felony probation out
of Butte County and was also arrested for violating that probation.
krcrtv.com
San Francisco, CA: C-store clerk allegedly hit with bat during violent robbery
Washington, DC: DC Police arrest teen accused of committing 10 armed
carjackings, robberies in overnight crime spree
Jefferson City, MO: Vape Store employee charged with $2400 theft
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•
C-Store- San
Francisco, CA – Armed Robbery / clerk hit w/ bat
•
C-Store – Bullock
County, AL – Armed Robbery
•
C-Store – Sheppton, PA
– Armed Robbery
•
C-Store –
Hillsborough, NC – Armed Robbery
•
C-Store – Fargo, ND –
Armed Robbery
•
C-Store – Miami, FL –
Burglary
•
C-Store – Hammond, LA
– Armed Robbery
•
C-Store – Topeka, KS –
Robbery
•
Clothing -
Chattanooga, TN – Robbery
•
Dollar – Toledo, OH –
Armed Robbery
•
Gas Station – Staten
Island, NY – Robbery Clerk/ Vict injured
•
Gas Station – Atlanta,
GA – Armed Robbery
•
Gym -Los Angeles, CA –
Burglary
•
Jewelry – Los Angeles,
CA – Burglary
•
Jewelry – Miami, Fl –
Robbery
• Jewelry – Jacksonville, FL – Robbery
•
Laundry – Miami, FL –
Armed Robbery
•
Restaurant – Houlton,
ME – Armed Robbery (McDonalds)
•
Restaurant - Los
Angeles, CA – Burglary
•
Restaurant – Joplin,
MO – Armed Robbery
•
Restaurant – South
Burlington, VT – Burglary
•
Target – Chico, CA –
Robbery
•
Vape – Jefferson City,
MO – Robbery
Daily Totals:
• 18 robberies
• 5 burglaries
• 0 shootings
• 0 killed |
Click to enlarge map
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None to report.
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Director of Retail Solutions - North America
Denver, CO - posted
April 5
This role will be focused on selling our SaaS retail crime intelligence platform
by developing new prospects, and progressing Enterprise level prospects through
our sales process. You will report directly to the VP of Retail Solutions -
North America, and work alongside our Marketing, Partnerships and Customer
Success team to grow our customer base...
Regional Manager, Asset Protection - Southeast
Georgia or Louisiana
- posted
August 7
In this role, you will embody Do The Right Thing by protecting People, Assets,
and Brands. You will work in an energized, fast paced environment focused on
creating a safe environment for our employees, teams, and customers; this is
critical to driving our Brand Power, Enduring Customer Relationships, and
exuding our commitment to Team and Values...
Corporate & Supply Chain Asset Protection Leader
Quincy, MA - posted
August 3
The primary purpose of this position is to manage the Corporate Asset Protection
function for all US Support Offices and Supply Chain. Direct team in the design,
implementation and management of physical security processes and equipment to
ensure facilities are considered a safe and secure environment for all
associates and external parties...
Occupational Health & Safety Manager
Mount Horeb, WI - posted
July 27
This role is responsible for examining the workplace for environmental or
physical factors that could affect employee or guest health, safety, comfort,
and performance. This role is also responsible for reducing the frequency and
severity of accidents. To be successful in the role, you will need to work
closely with management, employees, and relevant regulatory bodies...
Loss Prevention Auditor and Fraud Detection Analyst
Boston, MA - posted
July 7
As a LP Auditor and Fraud Detection Analyst for Staples, you will conduct LP
operational field audits remote, virtual and in person, within a base of 60
retail stores to ensure compliance to operational standards to drive operational
excellence and preserve profitability. You will also train store managers on
Key-Holder responsibilities, Inventory Control standards, Cash Office
procedures, Protection Standards, Safety and Fraud trends...
Manager, Physical Security
Jacksonville, FL - posted
July 7
Responsible for overseeing all aspects of the company’s physical security
strategy for retail stores, warehouses, and store support center and field
offices. This includes responsibility for the capital expense and repair
budgets, developing written specifications, layout and design for all systems
and to ensure all installations and repairs are made to SEG standards...
Regional AP Mgr – South FL Market – Bilingual required
Miami, FL - posted
August 8
Responsible for managing asset protection programs designed to minimize shrink,
associate and customer liability accidents, bad check and cash loss, and safety
incidents for stores within assigned region. This position will develop the
framework for the groups’ response to critical incidents, investigative needs,
safety concerns and regulatory agency visits...
Regional Director, LP & Safety (Midwest)
MN, MO, IL, KS, WI, MI, IN, or
WA - posted
June 27
We are looking for a Regional Director of Loss Prevention to join us in MN, MO,
IL, KS, WI, MI, IN, or WA. You will develop, execute, and maintain shrink and
shrink compliance initiatives. You will also conduct internal and external field
investigations, loss control auditing, store safety programs, and compliance
programs and audits...
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It always boils down to the people - the team. No matter how sophisticated we
become or how fast and efficient our systems are, it's always the people that
make it work or not work for that matter. So many hide so much behind the
technology that I wonder if we, the people, are losing ground at times. It's
easy to sit back, get work done, shuffle our emails and feel like we
accomplished a lot. But at the end of the day have we really?
Just a Thought, Gus
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